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Get on the right path with your money

Welcome to OPEN

OPEN combines financial coaching, money life planning, and Independent investment advice - to help you move forward with clarity & confidence.

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If you’re feeling unsure, stuck, or simply want to know you’re making the right decisions with your money — welcome.

 

OPEN gives you a calm, confidential space to think clearly about your financial life.

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OPEN helps you:

  • bring structure to your finances

  • reduce uncertainty

  • build a practical plan for the life you want to live.

 

​Sometimes that's a one-off check in.

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Sometimes it's deeper work through a transition, opportunity, or big decision.

OPEN is fully independent and doesn't sell financial products or receive commissions. ​​

OPEN is here to provide clear, objective guidance — centred on you.

100% confidential

Free from judgement

Focused on what's right for you

Sean McCready financial coach and independent adviser Auckland NZ
Sean McCready - Founder & Registered Financial Advisor

The story behind OPEN

Sean McCready — founder of OPEN and a Licensed Financial Adviser and Financial Coach based in Auckland, New Zealand.

"For most of my career I worked in marketing and communications. I co-founded a business from scratch, grew it to 120+ people and $140 million in billings, and eventually sold it to a multinational corporation..."

Who OPEN work with

OPEN works with individuals or couples who want to feel steady and confident about their financial future — especially:

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  • Established professionals who want structure, clarity, and a clear path forward

  • People navigating change — career shifts, relationship transitions, business exits, redundancy, or inheritance

  • Those approaching retirement who want to understand their options and timing

  • Financially capable people who are doing well, but still feel uncertain or anxious about money

 

If you’re willing to look honestly at your finances and make considered decisions, you’ll get a lot from working together.

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OPEN works with you where you're at right now. 
Big picture conversations through to full planning and investment advice

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Financial Coaching

Financial Coaching gives you space to talk openly about what's working, what feels messy, and what needs attention.

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We'll help you identify the best next steps and build momentum, without judgement or pressure.

2

Money Life Planning

Together, we build your OPEN Money/Life Plan — a structured, visual roadmap that replaces uncertainty with clear, evidence-based choices.

 

We map where you stand today, model different futures, and explore real trade-offs so you can make confident decisions — knowing you’re on the right path.

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Investment Advice

OPEN's Independent investment advice is aligned with your broader financial plan — covering strategy, suitable financial products (including KiwiSaver), and practical implementation support so your investments are intentional, not accidental.

10 OPEN Fundamentals

  1. Pay down high-interest debt quickly

  2. Build an emergency fund

  3. Spend intentionally and invest consistently

  4. Get KiwiSaver working for you

  5. Protect what matters (through appropriate insurance)

  6. Plan for the long-term, think 30 years!

  7. Invest in diversified, low-fee share funds as a core strategy

  8. Think global, don't over-do local

  9. Don't invest in what you don't understand

  10. Keep things simple — and stay invested through cycles

Contact Sean for a complimentary chat. ​

Phone

021 664 676

Email 

“Our time with Sean was incredibly valuable. He provided a calm, non-judgemental space to talk through our finances and helped us make practical decisions to reduce risk while still supporting our long-term goals. The forecasting tools made the options clear, and we left with real motivation to take action. He even helped my son get started on his savings and investment journey."

Rachelle, 54

Take a first step toward clarity and confidence with your money.

021 664 676

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©2026 OPEN Financial Coaching Limited

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