Get on the right path with your money
Welcome to OPEN
OPEN combines financial coaching, money life planning, and independent investment advice - to help you move forward with clarity & confidence.
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If you’re feeling unsure, stuck, or simply want to know you’re making the right decisions with your money — welcome.
OPEN gives you a calm, confidential space to think clearly about your financial life.
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OPEN helps you:
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bring structure to your finances
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reduce uncertainty
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build a practical plan for the life you want to live.
​Sometimes that's a one-off check in.
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Sometimes it's deeper work through a transition, opportunity, or big decision.
OPEN is fully independent and doesn't sell financial products or receive commissions.
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OPEN is here to provide clear, objective guidance.
100% confidential
Free from judgement
Focused on what's right for you
Sean McCready - Founder & Registered Financial Advisor
The story behind OPEN
Sean McCready — founder of OPEN and a Licensed Financial Adviser and Financial Coach based in Auckland, New Zealand.
"For most of my career I worked in marketing and communications. I co-founded a business from scratch, grew it to 120+ people and $140 million in billings, and eventually sold it to a multinational corporation..."
Who OPEN works with
OPEN works with individuals or couples who want to feel steady and confident about their financial future — especially:
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Established professionals who want structure, clarity, and a clear path forward
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People navigating change — career shifts, relationship transitions, business exits, redundancy, or inheritance
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Those approaching retirement who want to understand their options and timing
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Financially capable people who are doing well, but still feel uncertain or anxious about money
If you’re willing to look honestly at your finances and make considered decisions, you’ll get a lot from working together.
OPEN works with you where you're at right now.
Big picture conversations through to full planning and investment advice
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Money/Life Planning
Most people carry a few important questions about their financial future:
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When can I work less — or stop altogether?
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How long will my money last?
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How much can I safely spend?
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What if life doesn’t go to plan?
Together, we build your OPEN Money/Life Plan — a structured, visual roadmap that replaces uncertainty with clear, evidence-based choices.
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We map where you stand today, model different scenarios, and explore the trade-offs so you can make confident decisions about work, lifestyle, and the future you want.
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Investment Guidance
OPEN provides independent investment guidance as part of your broader OPEN Money/Life Plan.
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OPEN helps you understand your current investments, confirm your risk profile, and ensure your KiwiSaver and other funds are aligned with your goals. Rather than managing portfolios or selling products, our role is to help you navigate the investment landscape with clarity and confidence.
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Together we identify suitable funds and strategies to consider, so you can make informed decisions and feel comfortable about where your money is invested.
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For more complex portfolios or specialist needs, we can introduce you to trusted investment professionals who can provide deeper portfolio management.
10 OPEN Fundamentals
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Pay down high-interest debt quickly
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Build an emergency fund
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Spend intentionally and invest consistently
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Get KiwiSaver working for you
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Protect what matters (through appropriate insurance)
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Plan for the long-term, think 30 years!
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Invest in diversified, low-fee share funds as a core strategy
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Think global, don't over-do local
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Don't invest in what you don't understand
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Keep things simple — and stay invested through cycles