Get on the right path with your money
Welcome to OPEN
OPEN combines financial coaching, money life planning, and independent investment advice — to help you move forward with clarity & confidence.
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If you’re feeling unsure, stuck, or simply want to know you’re making the right decisions with your money — welcome.
OPEN gives you a calm, confidential space to think clearly about your financial life.
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OPEN helps you:
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Bring structure to your finances
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Reduce uncertainty
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Build a practical plan for the life you want to live.
​Sometimes that’s a one-off check in.​ Sometimes it’s deeper work through a transition, opportunity, or big decision.
OPEN is fully independent and doesn’t sell financial products or receive commissions.
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OPEN is here to provide clear, objective guidance.
100% confidential
Free from judgement
Focused on what’s right for you
Sean McCready - Founder & Registered Financial Advisor
The story behind OPEN
Sean McCready — founder of OPEN and a Licensed Financial Adviser and Financial Coach based in Auckland, New Zealand.
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"For most of my career I worked in marketing and communications. I co-founded a business from scratch, grew it to 120+ people and $140 million in billings, and eventually sold it to a multinational corporation..."
Who OPEN works with
OPEN works with individuals or couples who want to feel steady and confident about their financial future — especially:
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Established professionals who want structure, clarity, and a clear path forward
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People navigating change — career shifts, relationship transitions, business exits, redundancy, or inheritance
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Those approaching retirement who want to understand their options and timing
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Financially capable people who are doing well, but still feel uncertain or anxious about money
If you’re willing to look honestly at your finances and make considered decisions, you’ll get a lot from working together.
OPEN works with you where you’re at right now.
Big picture conversations through to full planning and investment advice
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Financial
Coaching
Financial Coaching gives you space to talk openly about what's working, what feels messy, and what needs attention.
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If you've ever thought "I should probably have this more sorted", this is exactly where coaching helps.
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We'll help you identify the best next steps and build momentum, without judgement or pressure.
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Money Life Planning
Most people carry a few important questions about their financial future:
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When can I work less — or stop altogether?
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How long will my money last?
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How much can I safely spend?
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What if life doesn’t go to plan?
Together, we build your OPEN MoneyLife Plan — a structured, visual roadmap that replaces uncertainty with clear, evidence-based choices.
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We map where you stand today, model different scenarios, and explore the trade-offs so you can make confident decisions about work, lifestyle, and the future you want.
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Investment Guidance
OPEN provides independent investment guidance as part of your broader OPEN MoneyLife Plan.
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OPEN helps you understand your current position, confirm your risk profile, and ensure your KiwiSaver and other investments are aligned with your goals.
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Together we identify suitable strategies and financial products, so you can make informed decisions and feel comfortable about where your money is invested.​
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Rather than managing portfolios or selling products, our role is to help you navigate the investment landscape with clarity and confidence.
10 OPEN Fundamentals
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Pay down high-interest debt quickly
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Build an emergency fund
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Spend intentionally and invest consistently
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Get KiwiSaver working for you
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Protect what matters (through appropriate insurance)
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Plan for the long-term, think 30 years!
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Invest in diversified, low-fee share funds as a core strategy
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Think global, don't over-do local
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Don’t invest in what you don't understand
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Keep things simple — and stay invested through cycles